Terms

Terms of Use

By using Foray Utility, you agree that the site is provided for general informational and convenience purposes only.

No professional advice

Foray Utility does not provide legal, financial, tax, medical, nutrition, academic, employment, or professional advice. Results are estimates or formatted outputs based on the inputs and formulas shown or implied by each tool.

Your responsibility

You are responsible for checking results before relying on them. Confirm important decisions with the relevant professional, institution, contract, policy, lender, employer, school, healthcare provider, or official source.

Accuracy and availability

We aim to keep tools useful and accurate, but we do not guarantee that the site will be error-free, complete, current, secure, or available at all times.

Acceptable use

Do not use the site to submit sensitive information that is not needed for a tool, interfere with the service, reverse engineer protected systems, or use generated text in a misleading or unlawful way.

Limitation of liability

To the fullest extent permitted by law, Foray Utility is not liable for losses or damages arising from use of, or inability to use, the site or its results.

Contact

Questions about these terms can be sent to hello@forayutility.com.