Money utility

Loan Payment Calculator

Short answer: Use this free loan payment calculator to enter loan amount and rate and get monthly payment instantly.

Tool input/output

Input: Loan amount + rate

Output: Monthly payment

How it works

Use the Loan Payment Calculator to estimate the monthly payment for a fixed-rate installment loan. It is useful for comparing personal loans, auto loans, equipment financing, or simple repayment scenarios.

Example

Example: a $12,000 loan at 6% APR for 3 years returns an estimated monthly payment of $365.06.

When to use it

  • Quick money checks
  • Estimating monthly payment
  • Comparing options before using a detailed worksheet or official source
  • Getting a clear answer from loan amount and rate

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